4 ms·
Humana, Kaiser, Oscar. But yes, there is an intense economy-of-scale that produces relatively few insurance companies. (Maybe eventually only one.)
by paulddraper 3y ago
Humana, Kaiser, Oscar.
But yes, there is an intense economy-of-scale that produces relatively few insurance companies.
(Maybe eventually only one.)
- yardie 3y agoOscar I've never heard of but appears to be only available in NY/NJ and is operated by Cigna in other states. Kaiser operates primarily in the west coast. And Humana doesn't have much presence in Florida. They primarily do Medicare Advantage, AFAICT.
- paulddraper 3y agoOscar is a new-age insurance startup, which is why people here may have heard it. There are quite a few regional insurance companies. Like here in Utah a big name is Selecthealth, but no one else will have heard it. National carriers are a safer/easier choice for employers who have a distributed workforce.