Here are some general tips from someone who is 51. Give. I give away about a tenth of my income to my church and other projects. Save. Put some money in stock

Here are some general tips from someone who is 51. Give. I give away about a tenth of my income to my church and other projects. Save. Put some money in stocks and shares monthly (I use a fund) If money is tight during the month use cash, not cards. Don't check your finances too often. Establish a fixed routine and stick to it. Mine is monthly.