People recommend lots of complex things. Maybe if that works for your personality. I just put everything on my credit card that I can. From my bill every month

People recommend lots of complex things. Maybe if that works for your personality. I just put everything on my credit card that I can. From my bill every month I know my expenses. Then I just pay it off. If I get really curious I can export the statement transactions and break it down more. I also get rewards. Idk simple and caveman like? Maybe. it works for me though