I use Monarch. I pay a monthly fee for it, but it has zero ads, tracks all the accounts I care about, and gives me a simple interface for the "envelope method"

I use Monarch. I pay a monthly fee for it, but it has zero ads, tracks all the accounts I care about, and gives me a simple interface for the "envelope method" on web and mobile. I've used Mint, YNAB, and several other tools. This is my favorite that I've found so far. Link: https://www.monarchmoney.com/ https://www.monarchmoney.com/ Referral link: https://www.monarchmoney.com/referral/chszg37bgv https://www.monarchmoney.com/referral/chszg37bgv