YNAB (ynab.com). It's a kinda-pricey SaaS subscription (which the uber-nerds hate), syncs with banks/credit cards[1], and is a good solution on the web and mobi

YNAB (ynab.com). It's a kinda-pricey SaaS subscription (which the uber-nerds hate), syncs with banks/credit cards[1], and is a good solution on the web and mobile. I'd like to see it get enhanced with improvements faster, but it's still a good product. [1] This functionality always costs money or a crazy amount of ads/spyware (like mint.com), but it's always worth it unless you just pay for everything with cash.