There are genuine cases (travel and lodging are the obvious ones) where people tend to pay for things months in advance. I don't see it going away. If you can c

There are genuine cases (travel and lodging are the obvious ones) where people tend to pay for things months in advance. I don't see it going away. If you can come up with a cheap, effective, convenient payment method to cover these things, you are on a winner. I don't think it's possible because the time horizon creates risk, there is no avoiding it.