I think we might have different fundamental viewpoints here, and that's okay. In my view, current government policy is actively enabling people to dig themselv

I think we might have different fundamental viewpoints here, and that's okay. In my view, current government policy is actively enabling people to dig themselves into holes of debt which they'll never be able to get out from. It's great that people are choosing to study art, music, and philosophy. I personally have a degree in music, and it's one of the great joys of my life! Whether the government should loan me an absurd amount of money strictly for those pursuits, though, is a different question. There's great value in history, but I think most people would hardly endorse a government policy of loaning anyone a few hundred thousand dollars in living expenses to go to their public library and read about the Civil War for a few years. Also, it's completely feasibly to encourage a broad range of studies while also conferring a degree in an employable field. This is the model of liberal arts schools: you study art, music, philosophy, literature, etc. but you can leave the school with a degree in an employable field. As far as I understand it, your belief is that without the government lending people money with minimal constraints, fields that are less employable would go away almost entirely. I don't agree that this would be the case, but if that's where you're coming from I think that's a reasonable enough disagreement that we can land on.