I would kill for such a low interest rate. I graduated soon after the financial crisis and the cheapest loan I had was 4.88%, with the average being 6%, and som

I would kill for such a low interest rate. I graduated soon after the financial crisis and the cheapest loan I had was 4.88%, with the average being 6%, and some were even 8%. I can (could have?) finance a car for cheaper, which is a bit ridiculous to me. Personally, there should be a cap or a set interest rate for education loans but I understand that it’s a contentious statement. Yeah there were stimulus checks, and I saw a lot of people say something like “wow look at all these handouts people are getting, they don’t deserve it all!” but then they turn around and say the PPP was the greatest thing ever and businesses deserved them. I think we are too critical of individual choices nowadays, but not critical enough of the terrible choices that businesses make. That’s probably the gist of my discontent.