>It is frustrating to hear the discourse over the inappropriate students that are taking on too much debt, all the while ignoring the lenders that are taking on

>It is frustrating to hear the discourse over the inappropriate students that are taking on too much debt, all the while ignoring the lenders that are taking on too much risk But as you point out, the lenders are not taking on risk. The only ones who are silly in the deal are the students. The system is really messed up. But when it comes to your individual student making that deal, it's often a dumb idea.