Well… from my point of view as someone that got out after my car was twice broken into and the back door handle to my house was removed with a hammer… ZIRP is

Well… from my point of view as someone that got out after my car was twice broken into and the back door handle to my house was removed with a hammer… ZIRP is on pause for the foreseeable future. SF industry has basically relied on this. AirBnB included of course. Crime, homeless, drugs, businesses pulling out in SF is undeniably worse every year. You don’t need to agree it’s as good or bad as anyone else, but reasonable people have to see it is indeed a downward trend. As to Detroit… MetroSF isn’t farmland. And having lived in both, there is a lot more hard industry in Detroit now than will ever be in SF. IDK. I can not possibly imagine moving back there now with remote work.