You both are correct from what I can tell. The HOA-less areas properties in my area are going quickly, anything larger than 5 acres is going quickly, etc. But t

You both are correct from what I can tell. The HOA-less areas properties in my area are going quickly, anything larger than 5 acres is going quickly, etc. But to your point near-zero interest rates cause demand to rise which also puts upward pressure on price.