> I think the modus operandi is simply to deny and obfuscate everything. That probably works 95+% of the time Is this why many credit cards offer no/few questi

> I think the modus operandi is simply to deny and obfuscate everything. That probably works 95+% of the time Is this why many credit cards offer no/few questions asked travel insurance in case of airline fault? They know they’ll get a refund and they know how to work the process