You make a good point, in that the end users in the US just care about the deductible. Part of this is that its hard (if not impossible) to find out what somet

You make a good point, in that the end users in the US just care about the deductible. Part of this is that its hard (if not impossible) to find out what something will cost. The doctors don't (or rarely) know the cost, and it just isn't in the standard vocabulary of patients to inquire the cost and/or shop around.