Though what you say is technically true, most people I know don't have the mindset to save and invest for the long term. Many people making six figures live pay

Though what you say is technically true, most people I know don't have the mindset to save and invest for the long term. Many people making six figures live paycheck to paycheck. They spend every dollar they make, and then some. If we had better financial education in America, early retirement would be much more common.