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Dental insurance is usually pretty decent in the US, probably not worth leaving the country unless it's significant work. I have no idea with OP is getting done
by ripper1138 3y ago
Dental insurance is usually pretty decent in the US, probably not worth leaving the country unless it's significant work. I have no idea with OP is getting done that costs thousands of dollars. Certainly that's an outlier.
- grepfru_it 3y agoNo way, I have to get an implant and I was just quoted $4k with insurance.
- ripper1138 3y agoAn implant is certainly "significant work".
- throwaway290 3y agoOnce a year trip sounds totally fine for significant work
- nanidin 3y agoAn implant involves multiple appointments over like 2-4 months.
- clort 3y agoMakes me wonder what the insurance company is paying, how much you pay them and if its even worth it. My dentist (in UK) charges £2500 for an implant. I don't have insurance. (technically I do have insurance, since NHS dentistry exists which I pay for in my taxes. However I had an NHS dentist and when they got sold on to Bupa they would simply not do things which would be expensive for them, meaning after some years I had fillings falling out and broken teeth all over)
- grepfru_it 3y agoThey are paying my dentist what he charges. This isn’t far from other dentists charge. Dental insurance in the us usually only covers a max of $1000
- flanaganse 3y agoWithout insurance you can often get reasonably priced dental care at dental universities if you have one local. At least for anything students can work on (fillings, extractions, etc). If you need a root canal, ortho, jaw surgery, or etc then I doubt it'll be a great option.
- throwawaaarrgh 3y agoI strongly urge people to avoid regular dentists for serious work that there are specialists for. They don't have the tools or expertise, and often leave people with broken jaws and infections that lead to more surgeries. Pay the extra; you'll wish you did when your jaw is wired shut, or you have to pay again to re-do a root canal, or go to emergency due to infection.
- andrei_says_ 3y agoI’m an outlier. An implant was around $7000 out of pocket, with insurance.
- nanidin 3y agoI have had an implant and for me it was around $2.5k with insurance in the midwest.
- ridgeguy 3y agoNot so. Anecdata point: My wife and I dropped our Delta Dental insurance this year. We reviewed what we'd paid in premiums over the prior 5 years vs. the full cost of procedures we'd had done in that time. Full cost would have been ~40% of our premiums + residuals. In this aspect of life, we've decided to self-insure.
- argonaut 3y agoYeah, dental insurance is primarily a tool for companies to provide a tax free benefit to employees. It doesn't make much sense to buy dental insurance yourself, unless you're high risk (get lots of cavities, etc.)