It's not about understanding, it's just that passwords require no dependencies. I don't need to carry special hardware or install special software to define a p

It's not about understanding, it's just that passwords require no dependencies. I don't need to carry special hardware or install special software to define a password. Even though I carry a Yubikey with me everywhere I go it's still a bit of a burden to pull it out and plug it into my phone or PC whenever I need to use it to login to something.