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Partnership with American Express could lead to Apple Card being available in more countries.
by petercammeraat 3y ago
Partnership with American Express could lead to Apple Card being available in more countries.
- troupo 3y agoAmerican Express is often not accepted even in countries where it's supposed to be present (e.g. quite a few shops in Sweden don't accept AmEx). Visa and MasterCard are much more universally accepted.
- grepfru_it 3y agoReal talk, shops will not continue to reject AmEx when they realize Amex is bringing the size and scope of the APPLE consumer market
- troupo 3y agoThat consumer market is already available to them via Apple Pay, and people paying with their Visas and MasterCards. Apple Card is non-existent outside the US.
- tedunangst 3y agoHow many Amex holders don't have a second card? I've never heard of anybody getting to the checkout line, then saying oh drat, they only take visa, and walking out.
- gumby 3y agoOTOH I typically only have 2-3 non-Amex charges a month. Costco is the main one (used to be Amex only too).
- tedunangst 3y agoI'm sure lots of people use their Amex preferentially, but I've never seen anyone put their hand on a door handle, then see that only visa/mc stickers are in the window, and walk away.
- JumpCrisscross 3y agoI have. When someone wanted to expense something. Or when they didn’t want to bother with the Chase card declining because it forgot they were still overseas or whatnot.
- Sylamore 3y agoFor 16 or so years Costco required you to have an AmexEx card if you weren't paying with cash or debit, now they only take Visa. This was apparently something lots of newish members weren't aware of so it wasn't too uncommon to be in line and have someone say they didn't have the right card to pay. You'd then have to wait for the checkout person to give them the Costco Amex card spiel.
- likpok 3y agoMaybe. I think Amex is still the leading corporate card — hard to find a less price sensitive bunch than people spending someone else’s money. That was part of why Amex was accepted in many places: high potential for big orders. If my Apple Card switched to Amex I might switch the default tap to pay card to something else. Right now it’s very convenient for everywhere that takes tap-to-pay, but… who wants to deal with it sometimes not working?
- notyourwork 3y agoIt’s basically zero effort to use a different card.
- cheschire 3y agoI think GP's point was that with AMEX not being accepted everywhere, it would no longer be a transparent action to pay with tap. Now they would have to either deal with the rejection and change to a non-default card, or they would need to prepare in advance by looking around for what kinds of cards are accepted. Neither of these things are a big deal, but it's friction, and consumers don't like friction.
- likpok 3y agoYeah I mean if it happens once or twice I’m gonna switch to a different default card. The .5% extra cash back isn’t that much, especially for something that’s all about convenience. Mostly the Apple Card was a novelty for me: 100% of my usages is via Apple Pay.
- Hamuko 3y agoApple devices aren't nearly as universal outside of the US (except Japan where they're even more universal) and there are already payment options for non-US Apple users. I think I have four different payment cards in my Wallet.
- no1groyp 3y ago[dead]
- mikestew 3y agoIf you want the Apple consumer market, you support Apple Pay and then the cards you support don't matter. Make me paw my credit card out of my wallet like an animal, be it an AMEX or Apple Car, and I find somewhere else to shop.
- deleted 3y ago[deleted]
- EdwardDiego 3y agoIn my country they will, just because of the far higher merchant fees Amex charges compared to Visa and Mastercard.
- vsnf 3y agoAnd ironically, less available in America.
- tommoor 3y agoDo you have an AMEX? It's accepted basically nowhere outside of the US, actually very annoying
- Zizizizz 3y agoAnecdotally, I can use it in 75% of shops I frequent.
- deleted 3y ago[deleted]
- dvt 3y agoTotal nonsense. I was traveling for 3-4 months last year, and my AMEX was accepted almost everywhere in Spain, Portugal, Germany, etc.
- voter101 3y agoIn Germany being able to pay with a card is not a standard. And from that subgroup of places accepting cards, a big number of them will accept only Giro (German card standard). Visa/MC is far from being universally accepted and AMEX is even rarer. That changes of course, but mostly in big cities' centers (Covid accelerated things in Berlin). I hope businesses catch up with the new wave of payment terminals like iZettle and SumUp - they support all these different cards without a problem
- atkbrah 3y agoWhere I'm from AMEX is basically used for free stuff and cancelled afterwards. And for curiosity like reservations for me and my fisherman's friends.
- mcculley 3y agoIn the last six months, I have used my AmEx in Italy, Canada, and The Bahamas. Where are you having trouble with AmEx?
- fakedang 3y ago
- deleted 3y ago[deleted]
- lemax 3y agoShrewd shopkeepers know the AMEX deal – higher transaction fees, potential chargebacks, etc. Even when they do accept it, I feel bad giving my AMEX to a small business, especially when I'm abroad. Accepting AMEX is common at a high-end restaurant or hotel around the world, but good luck once you're off the beaten track...
- mshockwave 3y agoI thought it's the opposite: MasterCard has much wider global coverage compared to American Express.