The federal government could do this in the form of a check in the mail once you provide your credit card statement. For the purposes of the argument, I don't s

The federal government could do this in the form of a check in the mail once you provide your credit card statement. For the purposes of the argument, I don't see why it would matter if the individual actually uses it to pay the debt or not. It has the same affect on their ability to cope with the struggle that parent poster was referring to, and it costs the same to the taxpayer. (Although, I'm sure that they could make some kind of law to accomplish this.) But this is going into the weeds and not really addressing the point of the argument.