I think people should be held responsible for their loans. I also think adults who take advantage of children’s ignorance should be held responsible. For me,

I think people should be held responsible for their loans. I also think adults who take advantage of children’s ignorance should be held responsible. For me, having signed on for a bunch of loans, on the magnitude of thousands of dollars, at the age of eighteen, when I had never held more than $20 cash in my life let alone a checking, savings, loan or credit account, well it seems like there should have been mechanisms in place to intervene. Does that mean I deserve loan forgiveness? I don’t know. I’d probably prefer to keep my debts and see the people who profited off of me locked up. But I hope painting a picture of individual situations gives us a better vantage point for judging not what people should do, in an idealized world of uniform opportunity, but how real people become stuck in situations they never understood or knew they had a choice about.