Honesrly why should i deal with the risk of a bank going out of business, because of some stupid management mistake? Banks are directly connected to the governm

Honesrly why should i deal with the risk of a bank going out of business, because of some stupid management mistake? Banks are directly connected to the government, might as well skip the middle man and put my money direct with the government then. Also this doesn't replace the current euro, its a new type of Euro with a separate account and payment system and so on.