yea, maybe they're thinking it'll look like a combination of both- using smartphone secure element and less trust in settlement of the transfer. It sort of make

yea, maybe they're thinking it'll look like a combination of both- using smartphone secure element and less trust in settlement of the transfer. It sort of makes me think of the xkcd comic though: some EU official was like "just make digital currencies settle offline, how long could that take, a year?" https://xkcd.com/1425/ https://xkcd.com/1425/