I got this from Liberty Mutual and it was an awesome mutually beneficial agreement. Liberty Mutual only records your behavior for one quarter, and then gives y

I got this from Liberty Mutual and it was an awesome mutually beneficial agreement. Liberty Mutual only records your behavior for one quarter, and then gives you a discount for as long as you hold your policy. I ended up with a permanent 28% discount! It analyzes your driving based on four factors: total miles drive, how fast you accelerate and decelerate, and whether you drive in the wee hours. I found the temporary loss of privacy to be totally reasonable and an excellent tradeoff.