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There is no reasonable scenario whereby your insurance company gets access to your geolocation trace information from your phone. It is possible that your phon

There is no reasonable scenario whereby your insurance company gets access to your geolocation trace information from your phone. It is possible that your phone provider does not have more than 24 hours of records of which phone towers you connected to. It is almost certain that the granularity of any information subpoenaed after the fact will not be sufficient to establish any specific behavior at the time of the accident. Your phone provider is probably not using some off-the-shelf ML modeling to slap together a risk profile that you will be unable to appeal and yet is years ahead of any government regulation. (E.g., in the US if your credit rating causes you to get a worse rate, you must be notified. I have not looked, but I'm very dubious that your "Driver Risk Profile (TM)" will have any such obligations - now or in the imaginable future. See below.) Biden's proposed AI Bill of Rights [1] is (surprisingly) a pretty interesting read: > You should know that an automated system is being used and understand how and why it contributes to outcomes that impact you. If this were a law, this part would be useful. > You and your communities should be free from unchecked surveillance I suppose watching your every move in the car isn't going to be considered "unchecked". Since people are all carrying cell phones, I'm not as hopeful this point goes anywhere useful. [1]: https://www.whitehouse.gov/ostp/ai-bill-of-rights/#privacy https://www.whitehouse.gov/ostp/ai-bill-of-rights/#privacy

sumtechguy 3y ago
> It is possible that your phone provider does not have more than 24 hours of records of which phone towers you connected to. It is much longer than that (they have exabytes of data and DO keep it). They have retention periods in years not days. They also bake stuff right into the OS. As they usually have final say on what can and can not be installed on your phone. Back when I worked this sort of thing they were looking into gathering that exact data and selling it. As being a cell phone is title II device they have a lot of wiggle room on doing exactly that as they are considered like an ISP. It is probably burred in that fine print you sign when you sign up.

sumtechguy 3y ago

> It is possible that your phone provider does not have more than 24 hours of records of which phone towers you connected to. It is much longer than that (they have exabytes of data and DO keep it). They have retention periods in years not days. They also bake stuff right into the OS. As they usually have final say on what can and can not be installed on your phone. Back when I worked this sort of thing they were looking into gathering that exact data and selling it. As being a cell phone is title II device they have a lot of wiggle room on doing exactly that as they are considered like an ISP. It is probably burred in that fine print you sign when you sign up.