3 ms·
> How much do you pay? About $1100 (comprehensive). I’ve never made a claim and have no speeding points, so I guess I get a good rate; but the OP rate still se
by louthy 3y ago
> How much do you pay?
About $1100 (comprehensive). I’ve never made a claim and have no speeding points, so I guess I get a good rate; but the OP rate still seemed pretty high for the model.
- renewiltord 3y agoI got Geico to make me a quote for this Porsche 911 https://www.carfax.com/vehicle/WP0AC2A90KS149357 https://www.carfax.com/vehicle/WP0AC2A90KS149357 and it comes to about $4.4k where I am. And if I added this Porsche 911 https://www.carfax.com/vehicle/WP0CA29984S653662 https://www.carfax.com/vehicle/WP0CA29984S653662 it goes to $1.8k. So I suppose it comes down to driver risk in the end since my car is only $32k, not $200k like yours.
- dingaling 3y agoThe majority of cost risk in insurance is that of third parties, not the value of your own vehicle. People often say "the insurance costs more than my car is worth!" as if it's scandalous. But what it's insuring you against, primarily, is the risk of paying millions of $CURRENCY in medical fees to the third party. Your car's value is peanuts in comparison.
- lotsofpulp 3y agoI have always maxed out my liability insurance (what my insurance company would have to pay others in case it was my fault), and I have a spotless driving record, and it has always been $40 to $50 per month for 5k miles per year. Comprehensive and collision, what your insurance company pays you regardless of who is at fault, is what cases insurance to be expensive in my experience.