> and incentivizes people to minimize dangerous behavior behind the wheel. Going 55 mph when everyone else is going 70 mph is extremely dangerous but the insur

> and incentivizes people to minimize dangerous behavior behind the wheel. Going 55 mph when everyone else is going 70 mph is extremely dangerous but the insurance company will give you good marks for obeying the speed limit. I refuse to use one of these monitoring devices, it’s extremely intrusive and patronizing. Insurance companies are not going bankrupt due to pricing risk incorrectly.