I cannot find the source but I recall reading that telematics insurance causes more incidents as it makes drivers afraid of braking hard, knowing that any maneu

I cannot find the source but I recall reading that telematics insurance causes more incidents as it makes drivers afraid of braking hard, knowing that any maneuver by you to avoid a deranged driver is counted against you. I can only find anecdotal references https://www.quora.com/Does-Progressive-Auto-insurance-actually-want-me-to-wreck-That-snapshot-GPS-device-beeps-every-time-I-hit-the-brake-to-avoid-hitting-the-drivers-who-pull-out-in-front-of-me https://www.quora.com/Does-Progressive-Auto-insurance-actual...