I tend to agree that we're past a point of optimal amount of bureaucracy in housing. I don't know that I'd go as far as saying these were more than good enough

I tend to agree that we're past a point of optimal amount of bureaucracy in housing. I don't know that I'd go as far as saying these were more than good enough, though they are close. Things like fire rated doors/drywall might not lower the likelihood you'll have a house fire, but they will give the occupants time to exit safely. Ditto for electrical breakers/gfci.