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Sure. What I'm describing is essentially Apple Pay, just not limited to mobile phones and an NFC interface. If the payment card industry had looked a decade for
by matthewdgreen 3y ago
Sure. What I'm describing is essentially Apple Pay, just not limited to mobile phones and an NFC interface. If the payment card industry had looked a decade forward and developed something like Apple Pay for IoT devices, then you could enter a credit card to your car and it would make the payment directly over the charging cable. They didn't do this, and as a result we have to use NFC, magstripes, proprietary wire protocols, or else live in Europe. It's a bummer.
- vel0city 3y agoEurope uses the same CCS payment exchange protocol for EV charging payment communication as the US.
- matthewdgreen 3y agoYes. But this isn’t a general payment protocol that the payment industry developed to facilitate convenient payment applications. It’s an application-specific protocol that had to be developed at enormous cost for the specific application of charging and only really happened because EU regulators pushed very hard on charging companies and manufacturers to realize it. The US gets to benefit from it (if we’re lucky) because Europe did the work, although it’s not supported by Tesla and many of the smaller charging services don’t support it. My point is that a IoT payment protocol should have been a part of the EMV standard, the same one that lets me use my credit card while overseas. We shouldn’t have to rely on such a huge government-backed effort specific to every specific business sector where a device might need to pay for a service.