Here in Tokyo, it's legally required to have liability insurance to ride a bicycle. I don't know how many people actually do this, but it is the legal requirem

Here in Tokyo, it's legally required to have liability insurance to ride a bicycle. I don't know how many people actually do this, but it is the legal requirement. It's also very inexpensive (and a good idea in case you hurt a pedestrian). It hasn't stopped bicycling from being very popular for getting around, and it seems like every mother with kids has an ebike with a child seat or two.