I agree. From my point of view there is definite wrongdoing, and it is not adequately punished. I'm trying to understand the other commentor's point of view as

I agree. From my point of view there is definite wrongdoing, and it is not adequately punished. I'm trying to understand the other commentor's point of view as to how the bank was fined if there was no alleged wrongdoing. They had earlier asked "Where is the crime here?"