> A lot of the problems stem from the fact that banks aren't earning enough from their payment processing business I don't buy this reasoning. If banks are mak

> A lot of the problems stem from the fact that banks aren't earning enough from their payment processing business I don't buy this reasoning. If banks are making investments that are too risky, it's because they're mismanaged, and possibly under regulated, not because their hands were tied by a lack of ways to profit.