That it doesn't matter if Johnny-seven-figures has a bad credit score. It's a non issue to him. Booh hoo he can't borrow to buy a Bugatti Veryon. The lower your

That it doesn't matter if Johnny-seven-figures has a bad credit score. It's a non issue to him. Booh hoo he can't borrow to buy a Bugatti Veryon. The lower your income, the worse a credit score affects you. It's reverse means testing, where a bad credit score means you get into loans with higher interest rates which you cannot repay, which gets you worse rates that you cannot repay, etc.