>Nor does any score in the US - none of the inputs, even bankruptcy, last more than several years. Ah, it's all good then, the completely arbitrary score handl

>Nor does any score in the US - none of the inputs, even bankruptcy, last more than several years. Ah, it's all good then, the completely arbitrary score handled by private companies reselling data on your every move only exists for seven rolling years. >Your reliability in paying definitely seems like it would be their business. Nope. It's law enforcement's business. If I do not pay, they go see the police, and a judge will handle it if necessary. >This is not supported by the data. Yes it is. https://socialchangenyu.com/review/credit-reportings-vicious-cycles/#VIII https://socialchangenyu.com/review/credit-reportings-vicious...