If the duopoly hadn't trained users so well to rely on app stores for everything, banks probably would've invested more in web interfaces. At one point, the Ban

If the duopoly hadn't trained users so well to rely on app stores for everything, banks probably would've invested more in web interfaces. At one point, the Bank of America website was the only access point for Windows Phone, but it was good enough for my needs and helped supported a little more diversity.