> Nor does any score in the US Hahahaha, that's a fantasy. I got in a motorcycle accident at 18, and had to learn to walk again. You know what I couldn't do d

> Nor does any score in the US Hahahaha, that's a fantasy. I got in a motorcycle accident at 18, and had to learn to walk again. You know what I couldn't do during that time? Pay my bills because I couldn't work. You know what I can't get despite making six figures these days? A decent credit card, a car, or a house. I have to pay cash, because going bankrupt at the literal beginning of your life, follows you for life. Sure, the inputs are gone, but the evidence is there. When you go bankrupt and finally get back on your feet and can get credit again, there are only certain types of credit you can get. Eventually, the original negative inputs go away, but the types of credit still tell the same story. It can take decades before you are able to wipe away most of the evidence and get treated with some modicum of trust.