Sure by that logic we shouldn't be fighting wars or funding space exploration But seriously there has to be some threshold of common sense. You are sending a

Sure by that logic we shouldn't be fighting wars or funding space exploration But seriously there has to be some threshold of common sense. You are sending a sealed box 100s (thousands?) of meters into the ocean (or replace with another similarly risky sounding proposition - trying on experimental jet packs, getting shot out of a cannon with a parachute etc). It can't be that unreasonable to ask "if something went wrong who should be responsible and for how much damages and what level of insurance should be mandatory (or atleast available for sale)" - we already do this for mortgages where risks and impacts are a lot lower. Now if you have more time and patience sure go ahead and enumerate it and do the actual work of passing regulation around it until that insurance premium actually becomes profitable. The free market actually can help if you ensure it is used.