I'm not sure reading the article, but I think this $2600 may not account for deductibles (or self-pay): > The study calculated the total societal cost of car c

I'm not sure reading the article, but I think this $2600 may not account for deductibles (or self-pay): > The study calculated the total societal cost of car crashes, borne by every American, not just those directly involved in car crashes. Parsing this, and making the assumption, the $340 billion is the distributed cost ("borne by every American"), while the deductibles would be singular costs (borne by "those directly involved in car crashes"). I'd need to see the actually study though.