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Responsibility and cost for restoring vehicles to condition is born by insurance companies. There is little-to-no governance over cost in this arrangement.
by the_optimist 3y ago
Responsibility and cost for restoring vehicles to condition is born by insurance companies. There is little-to-no governance over cost in this arrangement.
- analog31 3y agoActually... the bigger insurance companies have arrangements, and even an ownership stake, in repair facilities. When I smacked a deer in my car, it got taken to a shop specified by the insurance company.
- anonymouskimmer 3y agoYou have the option to disregard your insurance company's recommendation: https://wilshirelawfirm.com/blog/personal-injury-law/can-i-choose-my-own-repair-shop-after-a-car-accident/ https://wilshirelawfirm.com/blog/personal-injury-law/can-i-c...
- analog31 3y agoGood to know. At the time, I was like "whatever." The car was pretty smashed up.
- anonymouskimmer 3y agoYou can also choose which repairs to do. Years ago we got the insurance payout for hail damage and decided to only replace the hood and sunroof, taking the other $2k or so out for other expenses.
- analog31 3y agoYup, that happened after the car was repaired from the deer strike. A few years later it got hail damage, the insurance company wrote us a check, and we pocketed it. The hail damage wasn't noticeable to our eyes, and the car should probably not have been on insurance in the first place.