Can you? Sure. Will you? We don’t know. It’s not unheard of for people to make lots of money and also avoid paying debts. And thus we need to know your payment

Can you? Sure. Will you? We don’t know. It’s not unheard of for people to make lots of money and also avoid paying debts. And thus we need to know your payment history. Similarly, even if you have a poor debt to income ratio, it might not matter much if you have a long history of always paying your debts on time no matter what. And that’s how poor people get to have nice things.