What do you make of these findings? https://www.federalreserve.gov/econres/notes/feds-notes/are-income-and-credit-scores-highly-correlated-20180813.html https:

What do you make of these findings? https://www.federalreserve.gov/econres/notes/feds-notes/are-income-and-credit-scores-highly-correlated-20180813.html https://www.federalreserve.gov/econres/notes/feds-notes/are-... As shown in the three panels, credit scores are distributed over the entire support for all three income groups, and, apart from the distribution of the high-income group having a larger mass at the high end of the distribution support, the shapes of the histograms of high- and middle-income groups are broadly consistent. Indeed, even among the high-income consumers, a significant mass of consumers have credit scores lower than 680, commonly known as "nonprime" or "subprime" borrowers.