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Sorry, but in this case it absolutely does. The alternative would be, for example, to request ID verification when signing up for a freaking TikTok account. Bec

Sorry, but in this case it absolutely does. The alternative would be, for example, to request ID verification when signing up for a freaking TikTok account. Because that’s what you’re going to get if you prevent fraud prevention. I totally understand that most people don’t realize how big of an issue online fraud is, but believe me: it is a MASSIVE problem with a lot of unforeseen consequences. There are so many angles to fraud in online services that it’s baffling to see with what new ways scammers and fraudsters come up with every day. So yes, this is something that totally justifies the means.

phendrenad2 3y ago
You're absolutely right. And if companies are not allowed to do fraud detection using reputation scores, they'll simply treat everyone as a potential fraud, and raise rates accordingly.
Barrin92 3y ago
> The alternative would be, for example, to request ID verification when signing up for a freaking TikTok account What's wrong with this? When I buy booze in Germany on Amazon for example this is already how it works, you verify your age with your national ID (which has support for a "eID" schema). The big advantage is that the dedicated company doing the processing is by law required to delete all data after verification, so no commercial third party actually ever gets or can sell your identification data. That's way more secure and private than handing TikTok or other foreign companies your means of identification. We would be living in a vastly more secure world if random companies only ever got a yes/no that you initiate by a dedicated, audited actor on your soil. And it basically eliminates fraud as well.
celdon25 3y ago
> Sorry, but in this case it absolutely does. The alternative would be, for example, to request ID verification when signing up for a freaking TikTok account. Because that’s what you’re going to get if you prevent fraud prevention. That sounds wonderful to me. Crack down on the shills and charlatans...

phendrenad2 3y ago

You're absolutely right. And if companies are not allowed to do fraud detection using reputation scores, they'll simply treat everyone as a potential fraud, and raise rates accordingly.

Barrin92 3y ago

> The alternative would be, for example, to request ID verification when signing up for a freaking TikTok account What's wrong with this? When I buy booze in Germany on Amazon for example this is already how it works, you verify your age with your national ID (which has support for a "eID" schema). The big advantage is that the dedicated company doing the processing is by law required to delete all data after verification, so no commercial third party actually ever gets or can sell your identification data. That's way more secure and private than handing TikTok or other foreign companies your means of identification. We would be living in a vastly more secure world if random companies only ever got a yes/no that you initiate by a dedicated, audited actor on your soil. And it basically eliminates fraud as well.

celdon25 3y ago

> Sorry, but in this case it absolutely does. The alternative would be, for example, to request ID verification when signing up for a freaking TikTok account. Because that’s what you’re going to get if you prevent fraud prevention. That sounds wonderful to me. Crack down on the shills and charlatans...