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I don't have a snowball's chance of landing a job with retirement plans. I'm currently part-time and it's the best job I've ever had. The last time I had a job
by NoZebra120vClip 3y ago
I don't have a snowball's chance of landing a job with retirement plans. I'm currently part-time and it's the best job I've ever had. The last time I had a job with a retirement plan was 1999, and I lasted 4 months.
Several years ago, I started looking toward my future and wondering how I was going to manage it. I looked into how Social Security works, and I discovered to my horror that I hadn't worked enough to draw Social Security on retirement. This was a big consideration because of my finances and my disability.
So I realized that what was going to happen is that I would work diligently at whatever job I could get, as many hours as I could muster, for as long as it took to earn those sweet Social Security credits, and then see what happens.
I made it to my goal, so my Social Security benefits are now "assured" as much as anything can be. This is the last job I'll ever have. Once I'm no longer able to do this job, I'll apply for SSDI, and then look forward to Social Security in retirement. As for health insurance, I'll have Medicaid, and perhaps I'll die before I'm 65. Good times.
- Alupis 3y ago> I'm currently part-time and it's the best job I've ever had. The last time I had a job with a retirement plan was 1999, and I lasted 4 months. I'd wager you would admit this isn't a normal situation for people.