3 ms·Not going to happen. People aren't even responsible enough to read their mortgage documents.by refurb 3y agoNot going to happen. People aren't even responsible enough to read their mortgage documents.SamPatt 3y agoThose people should bear the costs of acting irresponsibly. The alternative is worse.refurb 3y agoWe're already doing the opposite with most instances of personal responsibility. I agree it's unfortunate.