How do you think a person gets a mortgage that they have no chance of paying off? Do you think this happens frequently? We’re you assuming that I can’t pay my

How do you think a person gets a mortgage that they have no chance of paying off? Do you think this happens frequently? We’re you assuming that I can’t pay my mortgage off? Why would anyone take out a secured loan that they couldn’t pay? I’m guessing that you probably don’t have a finance background.