You are being told wrong and you are going to want a MS assuming you become an actual competent, code-breathing programmer. Yes, at some point you will reach a

You are being told wrong and you are going to want a MS assuming you become an actual competent, code-breathing programmer. Yes, at some point you will reach a career defining moment where you realize that 95% of everything you've been told career-wise has been bullshit. Don't listen to anyone who has to pay programmers or anyone without the degrees. An MSCS is going to be worth several hundred thousand dollars if you manage your career correctly and change jobs frequently. Most programmers change jobs every couple years until they max out salary, and this has been normal going back to the 60s. Ideally you can complete an MS while working so you don't lose out on salary.