Firstly, when buying something consider what it sells for used. The Delta in price is the real cost, and that makes many things much more attractive to purchase

Firstly, when buying something consider what it sells for used. The Delta in price is the real cost, and that makes many things much more attractive to purchase. Being able to think this way is part of the luxury of having money. Spend good money on anthing that separates you from the ground: beds, tires, shoes, etc. Spend money on things that encourage good habits. Buy new kitchen appliances for eating in (or do a full reno); workout equipment, gym membership, or sports fees. Spend money on your outdoor spaces. Whether that be money on a backyard with pool, or hiking/camping gear; make it easy to want to be outside. Those are my recommendations, other than self improvement of course.