Indeed. Our debit cards are visa/mastercard, but such cards have numbers like NL01BANK012345678901 (IBAN). Credit cards have no additional benefit in day-to-day

Indeed. Our debit cards are visa/mastercard, but such cards have numbers like NL01BANK012345678901 (IBAN). Credit cards have no additional benefit in day-to-day life but do have an additional cost. Ideal is actually ideal for consumers, as the merchant doesn't ever receive personal information. For small amounts, it's only a fingerprint away. It seems to become a European standard: https://nltimes.nl/2023/04/25/dutch-payment-processor-ideal-become-european-standard https://nltimes.nl/2023/04/25/dutch-payment-processor-ideal-...