Surely that's what 3D secure is for. I don't see how blocking error messages reduces the fraud. All of my accounts come with that enabled by default and will p

Surely that's what 3D secure is for. I don't see how blocking error messages reduces the fraud. All of my accounts come with that enabled by default and will ping my phone app, so stealing my card number isn't enough. Card details + something I know + something I have.