That’s not how banks work. They will want you to either buy in or put up collateral. You can’t just walk into a bank, say “here’s the detailed plan for my club,

That’s not how banks work. They will want you to either buy in or put up collateral. You can’t just walk into a bank, say “here’s the detailed plan for my club, please give me a $100 000 unsecured loan.” Note that you can buy in via personal debt, but that is not “leave with nothing”.