> in public administration, in military, as well as in private sector, in areas like compliance, due diligence etc. agree 100%. The commonality there is that t

> in public administration, in military, as well as in private sector, in areas like compliance, due diligence etc. agree 100%. The commonality there is that these are things where the profit motive can't discipline wasteful management. I'd also throw in the non-profit sector in general, in addition to what you listed. Without ongoing hard work by donors to prevent waste, non-profits become very good at incinerating all their money on excessive overhead.